Broadsure Direct

Broadsure Direct & Victor Insurance are offering HGV Alliance users a bespoke service, policy and premium discount for HGV insurance policies.

 

Discounts are now in place with our HGV Alliance Heroes, Broadsure Direct, for our users.

Broadsure Direct is an Independent Commercial Insurance Intermediary based in Kent. For over twenty years Broadsure has been trading nationally with a wide range of customers and products.

 

A breakdown of what products Broadsure Direct can offer

 

• Fleet Insurance with schemes in place for Haulage and Own Goods vehicles. 

• Single vehicle and Multi-vehicle policies. 

• All vehicles are catered for. This includes; tippers, skips, cranes, road sweepers, concrete pumps, cherry pickers, and other special types.

• Goods in Transit and Associated Liability Insurance. 

• Taxi Single vehicle and Taxi Fleet Insurance (this can also include taxi pay-per-mile policies).

• Motor Trade Road Risks and Combined Insurance. 

• Commercial Property. 

• Landlord Cover. 

• Commercial Liability Insurance. 

 

Services:

• A dedicated account handler that works with you throughout your policy term.

• An experienced and friendly support team to assist with general queries and policy changes. 

• Tailor-made and cost effective installment plans with various providers and options to suit your business circumstances. 

• Full claims handling services to assist with reporting and leasing. 

• Saturday opening hours.

• Bespoke schemes from the country’s leading insurers. 

• Full 're-broke' service to our insurer panel on every new business and renewal.

• Our best efforts to ensure that you receive the best price and terms that the firms can offer at all times.

 

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HGV Insurance

 

Broadsure Direct offer comparison quotations with enhanced discounts and cover from the country’s leading Commercial Insurers. If you are looking to review your current HGV insurance arrangement, Broadsure Direct have a wide range of schemes and discounts available to pass onto you.

 

Broadsure Direct can quote you a HGV Insurance Policy with any of the following conditions
Any Truck up to 100 Tons	Public Liability
Owner Drivers	Employers Liability
Haulage and Own Goods	High Risk Liability
UK/European	Goods in Transit
Tippers & Tankers	Fleet of 2+ Vehicles
Skip Carriers	Claims & Convictions
Scrap Dealers	Immediate Cover
Waste Dealers	Special Types

 

There's a reason why you can't get quoted online

 

With any HGV Insurance quotation, you'll need to make sure that any insurance policy covers you correctly in the event of a claim.

Speaking to one of our trained and friendly account handlers on the phone will guide you through the process to establish a firm set of terms with a competitive price and payment option for your business.

If you have multiple Heavy Goods Vehicles, we can combine them all into one policy. Just give us a call to start the process.

 

Please ALWAYS use "HGV Alliance" as a source code when contacting us

 

 

 

Fleet Insurance

 

Broadsure Direct offers: 

• Fleet insurance with schemes in place for Haulage and Own Goods Vehicles. 

• Single vehicle and Multi-vehicle policies. 

• All vehicles will be catered for. Including tippers, skips, cranes, road sweepers, concrete pumps, cherry pickers, and other special types. 

• Goods in Transit and Associated Liability Insurance. 

• Quotations from an experienced panel of insurers with bespoke discounts and schemes available to Broadsure Direct.

 

We work with a experienced panel of insurers which allows us to arrange cover for all fleet operators, whether heavy goods vehicles, vans, couriers or cars, including special type or difficult to insure vehicles.

 

Including single vehicle quotes for cars, vans and commercial vehicles 3.5 ton up to 100 ton and for all commercial occupations to include;

• Courier

• Motor Trade

• Taxis - single and fleet

• Tippers, skips and special types

 

Our bespoke policies are able to cover the small and large fleet for all trades and drivers. Our team of Professionals work closely with our insurers to manage your claims experience. This helps you keep premiums low and can result in low claims rebates.

Over the last 20 years we have developed an understanding of fleet operator's insurance requirements that enables us to help you control and manage one of your biggest costs.

 

Broadsure Direct can quote you a Fleet Insurance Policy with any of the following conditions
Any Truck up to 100 Tons	Scrap Dealers
Fleet of 2+ Vehicles	Waste Dealers
Owner Drivers	Public Liability
Haulage and Own Goods	Employers Liability
UK/European	High Risk Liability
Tippers & Tankers	Goods in Transit
Skip Carriers	Large Claims Costs
Special Types	Immediate Cover

 

Please ALWAYS use "HGV Alliance" as a source code when contacting us

 

 

 

Courier Insurance

 

If you drive a courier van you will know how difficult it can be to find affordable insurance that covers you properly for all your business activities. As you are liable for loss or damage to the goods you are carrying it is essential to make sure you have the correct covers in place to safeguard you and your clients.

Whatever type of van you own it’s vital to ensure that you have the right level of protection to suit all your business needs. 

As Courier Insurance Specialists, here at Broadsure Direct our friendly team can help to ensure that you have exactly the right covers in place.

We will work with our panel of top insurers to provide competitive quotes to cover your vehicle both in the UK and on the continent. The volumes of van insurance that we are placing allow us to obtain discounts on the additional covers you may require, to maintain or reduce your renewal premium.

 

Broadsure Direct will be able to find the policy best suited to your needs whether you are a self-employed courier, an owner-driver or a small to medium sized courier business owner.
Comprehensive Cover	Claims and Convictions
High Value Vehicles	Installments and Affordable Direct Debit plans
Immediate Cover	Goods in Transit Schemes and Bonus Discounts
Schemes and Bonus Discounts	Public Liability

 

Whether you are a self-employed courier, owner-driver, or run a small to medium sized courier company we will be able to find exactly the right product for you. We have developed strong trading relationships with leading insurers and this combined with the volume of Courier Insurance we place allows us to offer excellent products at extremely competitive prices.

In addition to this all of our customers benefit from a dedicated Account Handler and out of hours support.

We take the hassle out of placing your van insurance and get you covered quickly and efficiently. Competitive credit terms are available to help you spread the cost.

 

Please ALWAYS use "HGV Alliance" as a source code when contacting us

 

 

 

Goods in Transit inc CMR Cover

 

Broadsure Direct offer a wide range of Goods in Transit cover for Couriers, Hauliers and Removers.

With a panel of carefully selected insurers that represent a fair proportion of the market, Broadsure Direct offers policies that cater to the more standard items to high-risk loads.

 

Highlighted below are the different types of Goods in Transit cover that Broadsure Direct offer, but if your requirements seem more complicated please complete the form and allow us to assist you through our specialist markets. 

 

RHA (Road Haulage Association) Conditions

 

Members of the RHA can insure their vehicle on a per tonne basis. The RHA Conditions of Carriage (2009 act) need to be taken into consideration, and if these conditions are followed you can limit liability for the goods you cover. 

 

CMR (The Convention of Contract for the International Carriage of Goods by Road) cover

 

This allows couriers and hauliers to transport goods within Europe legally where the CMR convention applies. It means hauliers who are delivering international shipments to the UK are liable for loss, damage, and delay. If you are solely a UK Courier or Haulier you do not require CMR Insurance. 

 

All risks insurance

 

You declare the total amount of cover you need, and your goods will be covered up to this amount. This cover includes theft, accidental damage, and loss because it is on an ‘all risk’ basis. 

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Additional Insurance Policies:

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Public Liability Insurance

 

Protects you from losses that may arise if any member of the public is injured in connection with your business or service, and third-party property damage. 

​

Employers Liability

 

If your employees become ill or injured because of their work, they can make a claim against your business. Employers Liability Insurance is compulsory when you have employees; you could face a fine for not having this protection.

 

Our Courier customers usually require general Goods in Transit cover. 

 

Broadsure Direct works with individual customers with their own contracts as well as customers linked to Amazon, DPD, Yodel, Barron Wood, Maritime Transport and more… 

 

Should the worst happen and you need to make a claim, we will help you through the process.

 

Please ALWAYS use "HGV Alliance" as a source code when contacting us

 

 

 

Business Insurance

 

Broadsure Direct can ensure you and your business has the protection it needs. 

Whether you need specific Liability Insurance or a Commercial Combined Insurance Policy, we work with some of the country’s leading insurers to provide you with comprehensive and cost-effective solutions. 

 

• Property Damage

• Liability Claims

• The risk of Financial Theft

• Damage to your Equipment 

• Damage of third person's or property 

• Loss of income

• Liability Cover for your employees

 

Our teams are trained to deal with all liability products, from small stand-alone liability products to larger and difficult to place risks. 

For large or complicated risks, Broadsure Direct will select an insurer with the right appetite for your business by utilising our Lloyds of London markets. Should you request it, both ourselves and the insurer will be on hand and onsite to assist you with renewals, claims, and significant changes to your business.

 

Commercial Combined Insurance

 

Commercial Combined Insurance is vital if you are a business owner as this ensures the protection of your stock, buildings, and content. It can also protect you from business interruption, cover for any money left on the premises and third party’s goods. 

​

Liability Insurance

 

You may choose to take out Independent Liability cover, adding the extra protection you require depending on the size and specialisation of your company. 

​

Employers Liability

 

 If your employees become ill or injured because of their work they can make a claim against your business. Employers Liability Insurance is compulsory when you have employees and you could face a fine for not having this protection.

​

Professional Indemnity Insurance

 

If a client makes a claim for financial or business losses against your company, whether it is for the work you have completed or advice given, Professional Indemnity Insurance will protect you from being liable for thousands. Public Liability Insurance will protect you and your company (if, because of your business, a third party is injured or their property damage). 

 

Please ALWAYS use "HGV Alliance" as a source code when contacting us

 

 

 

Motor Trade Insurance

 

Road Risk Insurance

 

Third Party Only Road Risk Cover allows you to drive vehicles you own or have recently purchased on the road, protecting you against any third-party incident. It does not protect you from damage caused to your own vehicle. 

Road Risk Cover can extend to Third Party, Fire and Theft which protects against the above as well as against fire and theft. 

Comprehensive Cover includes all of the above as well as accidental damage cover for your own vehicle, regardless of fault. 

Further cover can be obtained in the form of a Commercial Combined Motor Trade Risk Policy. This would have an element of some of the road risk cover (above) with the additional options such as: Premises cover, Employees cover, Public Liability cover, Office Insurance, Business Interruption, and Tools of Trade Insurance. Broadsure Direct also offer additional Liability covers such as Product Sales, Indemnity Cover, Public Liability and Employers Liability. 

 

Our Services:

 

• A dedicated account handler working with you throughout your policy term.

• An experienced and friendly support team to assist with general queries and policy changes. 

• Tailor-made and cost effective instalment plans with various providers and options to suit your business circumstances. 

• Full claims handling services to assist with claims reporting and leasing. 

• Saturday opening hours. 

• Bespoke schemes from the country’s leading insurers. 

• Full 're-broke' service to our insurer panel on every new business and renewal. 

• Ensuring you receive the best price and terms the firms can offer at all times.

 

Please ALWAYS use "HGV Alliance" as a source code when contacting us

 

 

 

Breakdown and Recovery

 

What is this type of Insurance?

 

This cover will arrange and pay for the costs for a Vehicle Recovery or other appropriate operator to attend roadside where your vehicle is immobilised or rendered unroadworthy as a result of mechanical or electrical breakdown and, if necessary, transport the vehicle and passengers to the nearest suitable repairer or, depending upon the cover level purchased, to your intended destination or home or base address.

 

What is insured?

 

• Assistance at the roadside where we will attempt to repair or mobilise your vehicle.
• Recovery to an appropriate repairer or your home within 15 miles if a repair is not possible locally.
• Where a local repair cannot be made, recovery of your vehicle and passengers to your intended destination or home address whichever is nearer, providing the appropriate premium has been paid.
• Message relay to family, friends or associates
• Optional European cover
• Optional service available at your home or base address
• Alternative transport, depending upon the cover level purchased
• Assistance for caravans or trailers accompanying the vehicle at the time of incident

 

If you need to make a claim you should contact us immediately:

 

Please ALWAYS use "HGV Alliance" as a source code when contacting us

 

 

 

Directors and Offices Insurance

 

What can our Directors & Officers insurance cover offer your clients?

 

• Wrongful Acts, which are typically defined as breaches of duty or trust, neglect, error, misstatement, misleading statements, omissions or negligent activity
• Wrongful Trading (under section 214 of the Insolvency Act 1986)
• Inadequate administration of pensions and/or benefit schemes for company employees
• Advancement of defence costs
• Damages awarded against the director or officer including exemplary damages for libel and slander
• Company reimbursement
• Investigation legal fees and expenses, covering both the company and the individuals
• Blanket cover for any person deemed to be a director or officer (past, present and future)
• Additional insurance for managerial and supervisory staff

 

Please ALWAYS use "HGV Alliance" as a source code when contacting us